Seb is one of the world's first Master's of Digital Currency, a fully online post-grad cryptocurrency degree from a private university in Cyprus. The university offers a free 12 week introduction course too which is great for anyone wanting to learn a little more. Before going back to study Seb was a managing director in the dealing room at ABN AMRO, where he managed trading teams in things like oil and gold. He likes finance and values but doesn't see much value in financial institutions anymore. Banking is already turning into a simple protocol and smartphones are becoming better banks than most banks will ever be.